HSBC Life Flexi Protector

Stay flexible, stay fearless

HSBC Life Flexi Protector gives your family lifetime protection, while providing the flexibility to customise your investment plan to grow wealth for the family and support all your dreams. A regular premium investment-linked insurance plan that focuses on your protection with the potential for wealth accumulation.

Key Features

Affordable Protection Plan for Young Families

From as low as S$100 a month for the coverage against death, total and permanent disability, and terminal illness.

Personalise Your Protection to Fit Your Needs and Budget

Option to add on a wide range of supplementary benefits to enhance your protection for greater peace of mind.

Customised Investment Strategy

Access to funds from a wide selection of Asset Managers with a global presence.

Redeem Your Investment at Any Time

Option to redeem any potential investment returns in partial withdrawals1.

Offer to Increase Cover at Key Milestones

Increase your coverage without the need for medical assessment at key life stages2 such as marriage or parenthood.

Transfer Your Insurance Coverage to Your Loved One at Any Time

Exercise the Life Replacement Option (LRO) at any time3 to change the Life Assured to your spouse or child.

Find Out More



HSBC Life Flexi Protector is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).


This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheet(s) and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-fund(s). You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.


Policy Owners' Protection Scheme


This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or


This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 1 February 2024.

HSBC Life Insurance

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