HSBC Life Wealth Accelerate

Grow your wealth with more confidence

HSBC Life Wealth Accelerate is built to reward, giving you bonuses throughout your investment horizon to boost your returns, as well as flexibility to cater to your financial goals.

An investment-linked plan that offers you 3 bonuses in your lifetime - a Start-up bonus to kick start your investment, a Power-up bonus to accelerate your investment, and a Loyalty bonus to reward you in the long run.

Key Features

Start-up Bonus¹

Receive a start-up bonus of up to 30% of annual premium in policy year 1. With up to 200% of annual premium across the Initial Contribution Period (ICP) of 5 policy years for Minimum Investment Period (MIP) of 30 years.

Power-up Bonus²

Boost your investment with up to 1.3% p.a. of your account value from policy year 15.

Loyalty Bonus³

Rewarded with up to 1.1% of your account value after the end of your Minimum Investment Period.

Make Your Investment Work from Day 1

100% Premium Allocation from Day 1 to maximise your investment portfolio.

Death and Terminal Illness Cover

Insurance coverage against unexpected death and terminal illness.

Plan Flexibility

Enjoy the flexibility to opt for a Premium Holiday, Reduction, Withdrawal, or even top up your premium.

Life Replacement Option

Plan for your loved ones by exercising your Life Replacement Option for legacy planning.

Find Out More


HSBC Life Wealth Accelerate is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No. 199903512M).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheet(s) and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-fund(s). You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the policy general provisions for the exact terms and conditions, specific details and exclusion of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

Information is correct as at 1 February 2024.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

HSBC Life Insurance

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