HSBC Life Wealth Harvest

A rewarding harvest, within reach

HSBC Life Wealth Harvest helps you grow your wealth with 100% of regular premiums invested in units. With zero account maintenance fee to policy after 11 years, your investment continues to grow in the long run, giving you a golden harvest for your future or a legacy to hand over to your loved ones.

A Regular Premium Investment-Linked Policy with 100% of regular premiums invested in units to focus on investment growth in the long run.

Key Features

Accelerate your financial harvest

Kickstart your investment with a 35% Start-up Bonus on your 1st year premium, and enjoy continuing rewards with a Loyalty Bonus of 0.35% per annum on account value from the10th year to the end of your policy

No Account Maintenance Fee after 11years

Your policy does not incur any Account Maintenance Fee after 11 years, so as you contribute more premiums and stay invested longer, your cost of investment is reduced significantly.

Transfer your plan to your loved ones

Life Replacement Option (LRO) gives you the flexibility to transfer your plan to your spouse or child to help your legacy planning.

Diverse funds for a bigger harvest

Invest more confidently with a wide, diverse selection of close to 70 unique investment-linked sub-funds from a range of industries and geographical sectors

Get started easily

No medical checkup required. Enjoy a hasslefree application process when you sign up for this plan

Find Out More


HSBC Life Wealth Harvest is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”).

This webpage is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract. This webpage is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a Financial Planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you. Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid. Buying an Investment-Linked Policy (“ILP”) comes with investment risks, as the value of units in the ILP Sub-fund(s) and income accruing to the units, if any, may rise or fall, which may lead to possible loss of the principal amount invested. Past performance figures shown are not indicative of future performance.

A Product Summary with details on product features and charges and a Product Highlights Sheet in relation to the ILP Sub-fund(s) are available and may be obtained from a Financial Planner representing HSBC Life. You should read them before deciding whether to subscribe for units in the ILP Sub-fund(s).

Protected up to specified limits by SDIC.

Information is correct as at 1 February 2024.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

HSBC Life Insurance

Thank you for your interest in our products and services.


By submitting this form, you authorise us to disclose your personal data to HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”) (Company Reg. No. 199903512M) which would be contacting you regarding your enquiry



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