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SAVINGS & INVESTMENTS

HSBC Life Wealth Harvest

A rewarding harvest, within reach

HSBC Life Wealth Harvest helps you grow your wealth with 100% of regular premiums invested in units. With zero account maintenance fee to policy after 11 years, your investment continues to grow in the long run, giving you a golden harvest for your future or a legacy to hand over to your loved ones.


A Regular Premium Investment-Linked Policy with 100% of regular premiums invested in units to focus on investment growth in the long run.

Key Features

Accelerate your financial harvest

Kickstart your investment with a 35% Start-up Bonus on your 1st year premium, and enjoy continuing rewards with a Loyalty Bonus of 0.15% per annum on account value from the10th year to the end of your policy

No Account Maintenance Fee after 11years

Your policy does not incur any Account Maintenance Fee after 11 years, so as you contribute more premiums and stay invested longer, your cost of investment is reduced significantly.

Transfer your plan to your loved ones

Life Replacement Option (LRO) gives you the flexibility to transfer your plan to your spouse or child to help your legacy planning.

Diverse funds for a bigger harvest

Invest more confidently with a wide, diverse selection of over 90 unique investment-linked sub-funds from a range of industries and geographical sectors

Get started easily

No medical checkup required. Enjoy a hasslefree application process when you sign up for this plan

Find Out More

Policy Information and Downloads

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HSBC Life Wealth Harvest Brochure

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HSBC Life Wealth Harvest Placemat

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HSBC Life Insurance

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