HSBC Life HappyMummy

Stay confident from pregnancy to parenthood

HSBC Life HappyMummy is a two-plan bundle consisting of HSBC Life EmpoweredMum prenatal plan and HSBC Life Flexi Protector or HSBC Life – Life Treasure (II), offering focused protection for you and your newborn.

HSBC Life HappyMummy is the first prenatal plan in Singapore that covers early delivery by caesarean section for pregnant mothers.


Early Delivery by Caesarean Section Benefit for Mother

Receive 15% sum assured if the Life Assured has undergone a delivery at less than 36 weeks of gestation by caesarean section1 .

Comprehensive coverage for Mother and Baby

Stay protected from a comprehensive list of covered pregnancy complications, congenital illnesses and hospitalisation events

Transferable protection from Mother to Baby

Enjoy flexibility to transfer coverage of HSBC Life Flexi Protector or HSBC Life - Life Treasure (II) plan from Mother to newborn Child without underwriting, within 60 days from Child's birth.

HSBC Life Shield cover for newborn Child without underwriting

Apply HSBC Life Shield Plan B for newborn Child 2 and enjoy free first year premium 3 , within 60 days from Child's birth.

Find Out More


HSBC Life HappyMummy is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheet(s) and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-fund(s). You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 1 February 2024.

HSBC Life Insurance

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