Term Protector/Term Protector Prime​

A simple solution that protects your greatest assets

Life may lead you in directions you have not thought of. One thing remains for sure, and that is your need for a protection solution that can keep up with your changing lifestyle and financial circumstances, allowing you to protect your family’s future should something unforeseen happen to you.

Term Protector/Term Protector Prime​ is a simple solution that protects your greatest assets – you, your loved ones, and your business.

Key Features

Choose your coverage term

Term-to-age: Choose to be covered up to age 50, 55, 60, 65, 70, 75 or 99

Renewable Term: Choose to be covered for a period of 5, 10, 15, 20, 25, or 30 years

Flexibility of payment options

Term-to-age: Choose to pay 15, 20 years or for as long as your protection lasts

Renewable Term: Choose to pay for as long as your protection lasts. Single Premium is only available for a coverage period of 5, 10 or 15 years

Enjoy Hassle-free Guaranteed Renewals

Automatic policy renewal at the end of the policy term without medical check-ups or complicated underwriting

Guard Your Loved Ones From Inflation

Indexation Option1 ensures that the protection you have put in place will not be affected by rising costs in the future

Convert Your Policy Anytime

Convert2 your term plan to another insurance plan that is best for your changing needs over the years

Choose The Currency of Your Protection

Choose from SGD, USD, EUR, GBP or AUD

Find Out More


Term Protector and Term Protector Prime is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 1 February 2024.

HSBC Life Insurance

Thank you for your interest in our products and services.


By submitting this form, you authorise us to disclose your personal data to HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”) (Company Reg. No. 199903512M) which would be contacting you regarding your enquiry



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