HSBC Life Band Aid

Keep doing what you love

Life is a journey where you may not foresee all the bumps in your way. Stay protected with an essential first aid kit that supports you and your family during those inevitable moments beyond your control.


HSBC Life Band Aid is a personal accident plan that provides protection against death or permanent disability due to accidents. Enhance your coverage with 6 optional benefits to customise your plan based on your needs.

Key Features

Accidental Death Benefit(ADB)

Receive a lump sum payout of the Sum Assured in the event of death caused by an accident.

Accidental Permanent Disablement Benefit (APDB)

Receive a lump sum payout of up to 150% of the Sum Assured in the event of any permanent disablement due to an accident.

Double Indemnity Benefit

Receive 3 times payout of ADB or APDB if an accident occurs while you are travelling on commercial airplanes.

Triple Indemnity Benefit

Receive 3 times payout of ADB or APDB if an accident occurs while you are travelling on commercial airplanes.

Free Child Cover

Enjoy free protection for up to 3 children at 10% of the basic Sum Assured for each child with a minimum basic Sum Assured of S$500,000.

Find Out More


HSBC Life Band Aid is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No. 199903512M).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please also refer to the policy contract for the exact terms and conditions, specific details and exclusions of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

This policy is not a Medisave-approved policy and you may not use Medisave to pay the premium for this policy. This is a short-term accident and health policy and the insurer is not required to renew this policy. The insurer may terminate this policy by giving you 30 days notice in writing.

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 1 February 2024.

HSBC Life Insurance

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