HSBC Life Shield

Shield your loved ones with complete care

HSBC Life Shield is an Integrated Shield medical reimbursement plan designed to complement the Singapore MediShield Life plan.​


It offers you a wide range of benefits to cover your everyday healthcare needs, from pre-hospitalisation to post-hospitalisation.

Key Features

High annual coverage limits

HSBC Life Shield Plan A with private hospital coverage, offers a high annual limit of up to S$2.5 million.

Long pre- and post-hospitalisation coverage

HSBC Life Shield covers you up to 180 days before admission and 365 days after discharge.

Lifetime renewability

HSBC Life Shield protects you for life with guaranteed renewability.

Added coverage with a rider

HSBC Life Enhanced Care, an affordable rider that offers comprehensive hospitalisation coverage to enhance your protection.


Key Exclusions

  • Pre-existing conditions
  • Treatments for illness related to STD, AIDS or HIV
  • Plastic surgery procedures
  • Other exclusions
    • Please refer to the General Provisions for the full list of exclusions.

Find Out More

Important notes

HSBC Life Shield is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No. 199903512M).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please also refer to the general provisions for the exact terms and conditions, specific details and exclusions of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 1 April 2024.

HSBC Life Insurance

Thank you for your interest in our products and services.


By submitting this form, you authorise us to disclose your personal data to HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”) (Company Reg. No. 199903512M) which would be contacting you regarding your enquiry



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