SmartPersonal Accident is more than a conventional personal accident policy — it provides protection for 3-generation families. It ensures comprehensive coverage not just for you, but your children and parents as well.
- Customise your plan
Tailor the policy to suit your needs and budget with 3 core plans and 7 add-on benefits available to choose from
- 24-hour Hotline Assistance
Emergency and travel assistance is available anytime, anywhere outside Singapore with a phone call away
- Financial Protection
Includes Income Protection, Loan Protection, Children’s Education Fund and Parent’s Shield are included
- Healthcare and Rehabilitation Services
Includes nursing Care, Doctor’s Home Visit, Housekeeping and Meal Services, Child Guardian and more
- Medical Cover
Includes TCM and chiropractic treatment, dengue fever, food and drinks poisoning, insect and animal bites
- Leisure Sports Cover
Includes motorcycling, scuba diving, rock climbing, bungee jumping, sky diving and water sports.
- Full Terrorism Cover
Includes terrorism by nuclear, chemical and/or biological substances.
TERMS & CONDITIONS
- ENTRY AGE
Adult - 18 to 65 years old
Children - 15 days to 18 years old or up to 25 years old if still in full-time study
- PERSONS ELIGIBLE FOR COVER
Resident of Singapore
Singapore citizen or Singapore PR
Holders of valid Employment Pass, Work Permit, Long Term Visit Pass or Dependent Pass
- WORLDWIDE COVERAGE
Maximum 182 consecutive days outside Singapore.
- EXCLUDED ACTIVITIES & COVERAGE
Participation in extreme sports e.g. racing, motor rallies, marathons and mountaineering.
Manual workers on board vessels, at construction sites, working outdoors above 30 feet, diving activities and members of an aircrew.
This insurance plan is underwritten by AXA Life Insurance Singapore Private Limited. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Life Insurance Singapore Private Limited and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.
The insurance plan featured in this website does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial consultant before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial consultant, you should consider whether the plan in question is suitable for you. Buying an insurance plan is a long-term commitment. An early termination of the plan usually involves high costs and the surrender value may be less than total premiums paid.
The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.