SmartFamily is a personal family accident plan that provides more than just financial coverage. It takes a step further by offering various healthcare and family services to help with your recuperation at home.


  • Child Guardian
    Arranges and pays for a child minder to fetch your young children to and from school
  • Home Nursing
    Arranges and pays for nursing care at your home.
  • Transportation for Medical Appointments
    Arranges and pays for your transportation to and from the clinics and hospital
  • Housekeeping and Meal Services
    Arranges and pays for a housekeeper to assist you in your daily household chores.
  • Doctor’s Home Visits
    Arranges and pays for a doctor to provide follow-up treatments at your home.
  • Income Protection
    Pays your basic monthly salary if your employment is terminated due to your incapacity.
  • Consultation with a Therapist
    Arranges and pays for your consultation with a chiropractor, physiotherapist and psychologist.
  • Death and/or Permanent Disablement
    Lump sum pay out according to a scale of compensation


  • Entry Age
    Adult - 18 to 65 years old
    Children - 15 days to 18 years old or up to 25 years old if still in full-time study
  • Persons Eligible for Cover
    Resident of Singapore
    Singapore citizen or Singapore PR
    Holders of valid Employment Pass, Work Permit, Long Term Visit Pass or Dependent Pass
  • Worldwide Coverage
    Maximum 182 consecutive days outside Singapore
  • Excluded Activities & Occupations
    Participation in extreme sports e.g. racing or motor rallies, marathons, mountaineering.
    Manual workers onboard vessels, at construction sites, working outdoors at above 30 feet, diving; aircrew.


Under no circumstances shall this insurance contract be deemed to provide cover and no liability be incurred to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose AXA to any sanction, prohibition, or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, UK, USA or Singapore.

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