Whether you are a busy executive on the go, a road trip traveller or a parent ferrying your kids, you deserve a protection plan that’s tailored for you.

Introducing AXA SmartDrive – Singapore’s first truly customised car insurance. With 7 core plans and a range of packs and add-ons to choose from, you can enjoy a protection that meets your lifestyle needs and affordability.



  • SmartDrive Essential
    Basic and vital protection with 24/7 Towing and Transportation, together with Guaranteed Repairs for twelve (12) months.
  • SmartDrive Flexi
    Basic and vital coverage together with flexibility of your preferred workshop, Medical and Dental expenses, and Flood Protection.
  • SmartDrive Flexi Plus
    In addition to SmartDrive Flexi, you will also get the Car Protector, Daily Transport Allowance and added convenience of Delivery of Repaired Car to your preferred location.
  • SmartDrive Flexi Family
    Enjoy complete protection for your loved ones. SmartDrive Flexi coverage enhanced with Personal Accident coverages, Loss of Personal Effects and Waiver of Named Young or Inexperienced Driver Excess.
  • Peace of Mind
    Holistic and all-in-one coverage for your convenience. Greater coverage with 24/7 Towing and Transportation, Loss of Personal Effects, Flood Protection and Delivery of Repaired Car to your preferred location.
  • SmartDrive for Her
    Exclusively designed for the lady driver. The only plan that gives you Excess Waiver from the 3rd year, and comes with Phone Assistance and Roadside Support.
  • Value-added Packs
    Enhance your coverage with a variety of value-added packs such as Overseas Protector, Claim Protector and Family Protector.
  • Add-on Benefits
    Protect your NCD with our NCD Protector or receive road side assistance with our Phone Assistance and Roadside Support. These are among our add-on benefits which you can choose from.



    You have not had any motor insurance terminated against your will.
    Your car has not been modified from the manufacturer's standard specifications.
    Your car is not used for tuition purposes, rental or lease.
    Your car is not used for tuition purposes, rental or lease.
    The No Claims Discount that is protected under this option is not transferable to any other insurer on the move of the Policy from us to that other insurer.

    The No Claims Discount Protector does not protect you against non-renewal or the cancellation of your motor policy by the insurer.

Click here for FAQs.

To find out more, call AXA@Post dedicated hotline at 6880 4668 or email



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