Retire Happy Plus

AXA Retire Happy Plus is a highly flexible savings plan with various premium term and income payout options designed to supplement your retirement funds, children’s education and any other specific saving goals you may have.

From your selected retirement age, you can expect to receive a stream of guaranteed cash benefit payouts and total payouts of up to 4.79% along with an annual non-guaranteed cash benefits. AXA Retire Happy Plus also manage inflation with increasing guaranteed retirement income at 3.5% p.a.

Upon diagnosis of total and permanent disability, there will be an additional benefit payable to help finance your daily living expenses while AXA Retire Happy Plus plan stay inforce. This plan is also available for cash and SRS investment.


  • Capital Guaranteed at Selected Retirement Age
    You can receive 100% of your premiums upon your Selected Retirement Age.
  • Guaranteed Returns
    Retirement savings requires certainty. Receive a stream of guaranteed income from your selected retirement age to fund for your retirement lifestyle.
  • Flexibility in Retirement Planning
    Premium Payment Options:
    Single, 5, 10, 15, 20, 25 years
    Retirement Ages:
    Age 50, 55, 60, 61, 62, 63, 64, 65, 70
    Income Types:
    Level or Inflated (at 3.5% p.a)
    Payout Period:
    15 years, 20 years or Lifetime
  • Cushion Against Inflation

    You have an option to increase your guaranteed retirement income at 3.5% p.a. to cushion the effects of inflation.

  • Eliminate Disruption to Your Savings Plan
    Enhance your plan with a waiver of premium rider and your retirement goals will stay unaffected even with the onset of disability, critical illness or involuntary loss of income.
  • Hassle-free Application
    No medical questions or examination is required. All applications for the basic plan will be accepted.


  • Eligibility
    Life Assured aged 18 to 65 years old. Retirement ages and premium payment options are available based on your entry age.
    • Regular Premium
      • Minimum retirement income of S$6,000 per year, subject to minimum annual premium of S$2,400.
    • Single Premium
      • Minimum $20,000 for cash payment or S$12,500 for payment via Supplementary Retirement Scheme (SRS) account.


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