Mum’s Advantage

AXA's Mum's Advantage is a combination of two plans - investment and medical protection - to offer you wealth accumulation, peace of mind and security all at once. We provide coverage for unexpected health expenses for the mother and the child during pregnancy and after childbirth, as well as a head start for your child's piggy bank. The expectant mother can be covered from as early as 16 weeks into pregnancy.


  • The Best of 2 Unique Plans
    Mum's Advantage is a combination of Mum's Care and INSPIRE FlexiProtector/INSPIRE FlexiSaver to ease the cost of treatment, and provide savings for your child's future and protection against the 18 listed congenital illnesses.
  • Coverage for More Than one Foetus
    If you are carrying more than 1 foetus in the same pregnancy, the benefits will apply to each child individually. Both mother and children will enjoy the benefits as well.
  • Ease of Policy Transfer
    The mother has an option to transfer the investment policy to the child without any underwriting.


  • Eligibility
    Expectant mothers, who are in their 16 - 36 weeks of pregnancy and not have conceived through InVitro Fertilisation, can apply for this plan.
  • Entry Age
    You must be between 18 and 45 years old to be covered under Mum's Advantage.
  • Policy Transfer
    The transfer is made within 60 days of the birth of the child and for Sum Assured up to S$200,000.

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