Early Saver Plus

AXA Early Saver Plus is a participating endowment plan that provides a guaranteed return of up to 1.57% per annum. The plan offers protection coverage at a minimum of 101% of the total premiums you have invested. On top of that, there will be additional 50% benefit payable upon accidental death, and additonal payouts (on reimbursement basis) to cover outpatient medical expenses incurred in your everyday life.

With guaranteed issuance upon application and a flexible savings period, AXA Early Saver Plus makes it hassle-free for you to start saving early for your child’s education or any other financial goals in life.


  • Guaranteed Returns to Safeguard Your Saving Plan
    Up to 1.57% per annum guaranteed returns in the form of Guaranteed Cash Payouts that are given in the last 2 policy years and upon maturity of the plan.
  • Accumulated Interest for Guaranteed Cash Payouts
    Available option to reinvest your first and second payouts to receive the accumulated benefit at one go upon maturity.
  • Flexible Savings Period
    Choices of policy term from 10 years to 25 years (depending on the chosen payment term) and choices of payment term of 5 years or 10 years.
  • Savings with Protection
    Insurance coverage against death, accidental death, terminal illness, total and permanent disability. Additional payouts (on reimbursement basis) to cover outpatient medical expenses incurred in your everyday life.
  • No Disruption to Your Savings Plan
    Available optional rider(s) to waive your future premiums should an unfortunate incident happen mid-way.
  • Hassle-free Application
    No medical questions or examination is required. All applications for the basic plan will be accepted.


  • Entry Age
    Life Assured aged 0 to 60 years old (based on age nearest birthday) are covered under AXA Early Saver Plus.
  • Subscription
    Minimum sum assured of S$20,000, subject to a minimum annualised premium of S$1,800.


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