AXA Shield

AXA Shield is an Integrated Shield medical re-imbursement plan designed to complement the Singapore MediShield Life plan. It is a plan payable by Medisave.

It offers you a wide range of benefits to cover your everyday healthcare needs, from pre-hospitalisation to post-hospitalisation.


WHAT IS COVERED

KEY FEATURES

  • High Annual Coverage Limits
    AXA Shield Plan A with private hospital coverage, offers a high annual limit of S$1 million.
  • Long Pre- and Post-Hospitalisation Coverage
    AXA Shield covers you up to 180 days before admission and 365 days after discharge.
  • Lifetime Renewability
    AXA Shield protects you for life with guaranteed renewability.
  • General Practitioners and Specialist Panel
    Consultation fee can be as low as $12 and $100 per visit for General Practitioners (GP) Panel and Specialist (SP) Panel respectively.
  • Exclusive Letter of Guarantee (LOG)
    LOG of up to AXA Shield annual limit can be issued prior to a hospitalisation or surgery if treated by AXA Panel of Specialists.

WHAT IS NOT COVERED

KEY EXCLUSIONS

  • Pre-existing conditions
  • Treatments for intentional, self-inflicted injury
  • Treatments for abuse or misuse of drugs
  • Treatments for illness related to STD, AIDS or HIV
  • Plastic surgery procedures

TYPES OF SHIELD PLANS

PLAN A PLAN B PLAN C
Hospital Ward Entitlement Hospital Ward Entitlement Hospital Ward Entitlement
Standard room in private hospital and below Public hospital ward class A and below Public hospital ward class B1 and below
Policy Year Limit Policy Year Limit Policy Year Limit
Up to S$1,000,000 Up to S$550,000 Up to S$150,000
Lifetime Limit Lifetime Limit Lifetime Limit
No limit No limit No limit
Major Organ Transplant Major Organ Transplant Major Organ Transplant
As charged As charged As charged
Inpatient Pregnancy Complications Inpatient Pregnancy Complications Inpatient Pregnancy Complications
As charged*
*300 days waiting period
As charged*
*300 days waiting period
N/A

AXA Enhanced Care

Coverage: Up to 95% of eligible bills

Covers the following benefits, subject to different limits for Plan A, B and Standard Plan:

  • Emergency outpatient treatment due to accident
  • Fractures, dislocations and sports injuries
  • Hand Foot Mouth Disease, dengue and food poisoning
  • Ambulance/taxi charges
  • Accommodation charges for immediate family

Click here to find out more about AXA Enhanced Care.


ADDITIONAL DOCUMENTS

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