Your short to medium term investment goals are now within reach. Polaris offers you the option to invest for as short as 5 years, from as low as SGD 8.33/day. What’s more, get access to competitive award winning funds and rest assured that you have the flexibility to respond to market changes for the best investment outcome.
- Start-up Bonus
Jumpstart your investment with a booster shot. For every SGD 1 invested, AXA tops up by up to SGD 0.75.
- Premium Payment Term of 5-15 years
Perfect for investors with short to medium term investment horizons of as short as 5 years
- Flexibility to adjust to your changing needs
You have the freedom to switch funds, add recurring single premiums or top-ups, perform partial withdrawals, reduce your premium amount or take premium holidays
- Hassle-free Application Process
With Guaranteed Issuance Offer, no medical check-up is required, allowing you to start your investment quickly
- Wide range of Funds
Polaris gives you access to a wide range of investment choices, some of which are only available to accredited investors, providing you with the opportunity to build a diverse and impactful portfolio.
TERMS & CONDITIONS
- Entry Age
You must be between 18 to 70 years old to apply for Polaris. The life assured must be between 1 month to 70 years old to be covered under the plan
- Premium Payment Options
Regular Premiums are payable Annually, Semi-annually, Quarterly or Monthly. The minimum monthly Regular Premium amount is SGD 250 or USD 300
- Premium Payment Term
No amendments can be made once the policy is issued. The Premium Payment Term is subject to the Life Assured’s age plus Premium Payment Term not exceeding 75
- Recurring Single Premium
The minimum amount of Recurring Single Premium is SGD 100 / USD 100, in multiples of SGD 100/ USD 100
The minimum amount of top up premium is SGD 5,000 / USD 3,000, in multiples of SGD 100 / USD 100
- Reduction of Regular Premium
You may reduce the Regular Premium at any time from the 25th month onwards, subject to a maximum reduction of 50% of the Regular Premium committed at Commencement Date and the minimum amount of Regular Premium determined by AXA.
- Partial Withdrawal
Partial withdrawal is allowed from 25th month for Premium Payment Term of 5-9 years and from 37th month for Premium Payment Term of 10-15 years. You may do a partial withdrawal of minimum SGD 1,000 / USD 500 per withdrawal.
- Premium Holiday
Premium Holiday is allowed from 25th month for Premium Payment Term of 5-9 years and from 37th month for Premium Payment Term of 10-15 years
- Involuntary Unemployment Benefit
This benefit is subject to a limit of SGD 3,000 per month, and is applicable to policyholders who are between 18-50 years of age at the time of retrenchment or redundancy. The policy must have been in force for at least 3 months
All features above are subject to Terms and Conditions as set out in the policy contract.
This insurance plan is underwritten by AXA Life Insurance Singapore Private Limited. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Life Insurance Singapore Private Limited and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.
The insurance plan featured in this website does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial consultant before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial consultant, you should consider whether the plan in question is suitable for you. Buying an insurance plan is a long-term commitment. An early termination of the plan usually involves high costs and the surrender value may be less than total premiums paid.
The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.