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Life Exentials Prime

Children, Dependents, Retirement, Mortgage. Your responsibilities have multiplied. Life Exentials Prime is a comprehensive protection plan that covers you for life's unexpected contingencies so that you can have peace of mind that your responsibilities can be fulfilled.


BENEFITS

  • Enhanced multiple death Benefit
    Receive up to three and half times you chosen basic Sum Assured, and up to seven times if the death is a result of an accident.
  • Complete critical illness coverage
    Covers early, intermediate and late stages of critical illnesses for whole life to get that total peace of mind.
  • Short Term Disability
    There may be additional expenses arising from a short term disability which render you unable to work in the meantime. Life Exentials Prime pays a monthly sum to help you tide over a prolonged medical leave from your work.
  • Special Conditions
    Covers 5 common conditions of Diabetic Complications, Angioplasty, Dengue Haemorrhagic Fever, Severe Rheumatoid Arthritis.
  • Flexible Payment Options
    You can choose to pay for your premiums over 10, 15, 20, or 25 years or up to age 65. Choose one that fits your budget
  • Additional cover with no underwriting
    We understand that your needs can change at key life stages. You can purchase additional coverage without underwriting at key milestones of your life.
  • Long term savings plan
    Life Exentials Prime accumulates cash value over time through yearly bonuses. The savings will be useful for children's education or retirement.

TERMS & CONDITIONS

  • Entry Age
    18 - 55 years old
  • Minimum Death Benefit:
    • Different multiples applicable for different entry ages
    • Only applicable until age 70
  • Accidental Death Benefit:
    • Additional coverage is only applicable until age 70
  • Short Term Disability
    • Covers up to age 70
    • Monthly payout is 1% sum assured subject to a maximum of $2,000 per month and up to 24 continuous months of disability
  • Special Conditions
    • Covers up to age 85

Speak to us today

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