Financial Services
PostLine
Welcome to PostLine – the more approachable line of credit that’s available at your neighbourhood SingPost. With a range of exclusive offers and privileges, PostLine is the line of credit for people who like to keep things friendlier.
Here are just a few benefits that PostLine offers:
Up to S$100,000 extra cash, or twice your monthly salary (whichever is lower)
Lowest overdraft interest rate of only 1%* per month or 12% per annum
Low minimum monthly repayments
Exclusive privileges* at SingPost post offices
No collateral or guarantor required
Take advantage of investment opportunities to grow your wealth
Pay your insurance premiums, credit card bills and more
Pamper yourself with the latest IT gadgets
Treat your family to the holiday of a lifetime
Hold the perfect dream wedding with your loved one
Celebrate special occasions
Design and furnish your ideal home
Welcome the birth of a newborn child
Settle your child’s education
Take care of medical bills
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Instant access of up to S$100,000 cash You can have instant access of up to S$100,000 cash or 4 times your monthly salary (whichever is lower). |
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Lowest overdraft interest rate Enjoy the lowest overdraft interest rate of 1%* per month or 12% per annum! What’s more, you only pay interest when you use it! |
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Flexible borrowing Borrow again whatever and whenever you like, up to your credit limit. |
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Flexible payments Repay just S$12 or 3% of your balance (whichever is higher) per month. |
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Free cheque book and ATM card Receive a free ATM card, giving you easy access to instant cash at over 100 ATMs islandwide and more than 600,000 Cirrus ATMs worldwide. Plus, enjoy free and unlimited cheque usage. |
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Annual fee waived The usual S$55 annual fee will be waived for the first year. |
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Exclusive SingPost privileges Enjoy 2% rebate on Shop@Post mail order purchases* and special promotions on selected products and services. |
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Easy application Just visit any SingPost post office to apply. No collateral or guarantor is required. |
| * The prevailing overdraft interest rate of 1.44% per month or 17.28% per annum applies to overdraft usage on the first S$3,000 of your credit limit. The preferential overdraft interest rate of 1% per month or 12% per annum only applies to the overdraft usage on the remaining credit limit above the first S$3,000 of your credit limit | |
| Based on an outstanding overdraft balance of S$10,000 for 12 months: | |
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Other Information
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